Terms & Conditions – Longevity Life Advisors, Inc.
The following Terms & Conditions (“Terms”) govern the use of and access to the Services and Programs (collectively, the “Services”) provided by Longevity Life Advisors, Inc., a Delaware corporation (“Longevity Life Advisors”, “Us”, “We”, or “Our”). Your access to and use of the Services is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Services.
BY ACCEPTING THESE TERMS, WHETHER BY USING THE SERVICES, BY ENTERING INTO A SUBSCRIPTION IN REFERENCE TO THESE TERMS, OR BY OTHERWISE AFFIRMATIVELY INDICATING YOUR ACCEPTANCE, YOU AGREE TO BE BOUND BY THESE TERMS WITHOUT RESTRICTION, INCLUDING THE PRIVACY POLICY REFERENCED HEREIN. IF YOU DO NOT WISH TO ACCEPT ALL OF THESE TERMS, DO NOT ACCESS, PURCHASE OR USE THE LONGEVITY LIFE ADVISORS SERVICES OR PROGRAMS.
Longevity Life Advisors is a company that offers membership services that can provide risk and/or disease information through access to multiomics services and counseling provided by licensed clinical laboratories and physicians BUT IS NOT A MEDICAL SERVICE PROVIDER AND IS NOT AN INSURANCE PRODUCT. Longevity Life Advisors does NOT prescribe medical treatment or health care services of any type, makes no medical referrals, issues no prescriptions, is not an insurance product or service. THE SERVICES ARE NOT INTENDED TO DIAGNOSE, TREAT, CURE, OR PREVENT ANY DISEASE OR MEDICAL CONDITION. BY USING THE SERVICES, YOU ACKNOWLEDGE AND AGREE THAT: (A) THE INFORMATION PROVIDED THROUGH THE SERVICES IS FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND IS NOT A SUBSTITUTE FOR PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT; (B) YOU WILL NOT RELY ON ANY INFORMATION PROVIDED THROUGH THE SERVICES AS A BASIS FOR MAKING MEDICAL OR HEALTH-RELATED DECISIONS WITHOUT CONSULTING A QUALIFIED HEALTHCARE PROFESSIONAL; AND (C) YOU ASSUME ALL RISKS ASSOCIATED WITH YOUR USE OF THE SERVICES AND ANY ACTIONS YOU TAKE OR FAIL TO TAKE BASED ON INFORMATION PROVIDED THROUGH THE SERVICES. You should consult with medical professionals regarding all risk interventions and treatment decisions for any medical condition you may have and to discuss Longevity Life Advisors products or services.
1. DEFINITIONS
For purposes of these Terms, the following capitalized terms have the meanings given below. Other capitalized terms used in these Terms have the meaning given where they first appear.
“Billing Cycle” has the meaning given in Section 6 (Direct Subscriptions).
“Content” means any text, data, graphics, images, or other material made available through the Services, other than Individual Data.
“Individual Data” has the meaning given in Section 2 (Your Permitted Use).
“Longevity Life Advisors,” “We,” “Us,” and “Our” mean Longevity Life Advisors, Inc., a Delaware corporation.
“Marks” has the meaning given in Section 12 (Intellectual Property).
“Member,” “You,” and “Your” mean the individual who accesses or uses the Services, including by making a Purchase or enrolling in a Subscription.
“Privacy Policy” has the meaning given in Section 3 (Longevity Life Advisors Privacy Policy).
“Program” has the meaning given in Section 4 (Direct Purchases).
“Purchase” has the meaning given in Section 4 (Direct Purchases).
“Services” means the membership offerings and Programs provided by Longevity Life Advisors, and any associated services and functionality, collectively, as further described in Section 2 (Your Permitted Use).
“Subscription” has the meaning given in Section 6 (Direct Subscriptions).
“Terms” means these Terms & Conditions, as amended from time to time in accordance with Section 20 (Changes).
2. YOUR PERMITTED USE
You may use the Services subject to these Terms. This includes entering Individual Data (as defined below) into the Service and accessing Individual Data via the Service. This limited license also includes your right to print copies of Individual Data, including information made available through your use of any Service or Program (as defined below), provided that your copy includes all proprietary copyright and trademark notices. “Individual Data” means information: (i) relating to your past, present or future physical or mental health or condition; and/or (ii) that identifies you or for which there is a reasonable basis to believe it can be used to identify you. This includes such information downloaded, uploaded, or otherwise entered into the Service or Program, or which you access by using the Services.
You are solely responsible for all actions taken, and all usage of Individual Data, in and through your account. Member data is used by Longevity Life Advisors following consent for use.
3. LONGEVITY LIFE ADVISORS PRIVACY POLICY
YOUR USE OF THE SERVICES IS SUBJECT TO LONGEVITY LIFE ADVISORS’S PRIVACY POLICY. THE PRIVACY POLICY IS INCORPORATED BY REFERENCE INTO THESE TERMS AND CONDITIONS AND MAY BE ACCESSED VIA THE FOLLOWING LINK:
Privacy Policy - Longevity Life Advisors.
https://longevitylifeplus.com/policies/privacy-policy
THIS PRIVACY POLICY CONTAINS VERY IMPORTANT INFORMATION AND SHOULD BE REVIEWED CAREFULLY.
4. DIRECT PURCHASES
If You wish to purchase, as defined by enrolling in a program offered by Longevity Life Advisors, (“Purchase”) any program made available through the Service (“Program”), You may be asked to supply certain Individual Data necessary for, or relevant to, your Purchase, including, but not limited to, your full name, date of birth, credit card information, your billing address, and your shipping information.
The Program may employ the use of third-party services for the purpose of facilitating payment and the completion of Purchases. By submitting your Individual Data, You grant us the right to provide such data to these third parties subject to our Privacy Policy.
We reserve the right to refuse or cancel orders at any time for any reason, such as errors in the description or order. We expressly reserve the right to refuse or cancel orders if fraud or an unauthorized or illegal transaction is suspected.
5. AVAILABILITY, ERRORS AND INACCURACIES
To facilitate providing the most up to date Services, we may update our Services at any time. We may experience delays in updating information about the Services and in our advertising on other web sites. The information found on the Services may contain errors or inaccuracies and may not be complete or current. Programs or services may be mispriced, described inaccurately, or unavailable on the Services and we cannot guarantee the accuracy or completeness of any information found on the Services.
We therefore reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice. Longevity Life Advisors will make reasonable efforts to communicate changes to members.
6. DIRECT SUBSCRIPTIONS
Longevity Life Advisors may offer recurring subscriptions (“Subscriptions”). You will be billed in advance on a recurring and periodic basis (“Billing Cycle”). Billing cycles and frequencies are set at the date of enrollment and Subscriptions purchased. At the end of each Billing Cycle, your Subscription will automatically renew under the current billing conditions unless cancelled by you or Longevity Life Advisors. You may cancel your Subscription renewal by contacting Longevity Life Advisors Customer Support Team at the email address provided in these Terms a minimum of 7 days prior to annual renewal.
A valid payment method, including an ACH, electronic transfer or wire, debit, or credit card, is required to process the payment for your Subscription. You must provide Longevity Life Advisors with accurate and complete billing information including full name, address, state, ZIP code, telephone number, and valid payment method information and any other information required by Longevity Life Advisors. By submitting such payment information, You are authorizing Longevity Life Advisors to charge all Subscription fees incurred through your account to that payment method.
Should automatic billing fail to occur for any reason, Longevity Life Advisors will notify you and request updated payment information within a deadline, with the full payment corresponding to the billing period as indicated on the invoice.
7. FEE CHANGES
Longevity Life Advisors, at its sole discretion and at any time and in accordance with the terms stipulated in any applicable agreement(s), may modify the program pricing. Any Subscription fee change will become effective at the end of the then- current Billing Cycle.
Longevity Life Advisors will provide you with a reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate your Subscription before such change becomes effective. Longevity Life Advisors does not charge a fee for cancellations or terminations of your Subscription at the end of the minimum subscription commitment.
8. REFUNDS
You may cancel your membership by submitting a written cancellation request to service@longevitylifeplus.com. Cancellations shall take effect at the end of the current paid term; no partial refunds are issued for unused portions of the membership period.
To avoid being charged for the next annual term, you must submit your cancellation request at least seven (7) days before your renewal date.
9. PROVIDED DATA
You are responsible for any data that you upload or enter on or through the Services, including its legality, reliability, and appropriateness. By using any of the Services, you grant Us the right and license to use and modify any provided data as necessary to provide the Services and any related programs consistent with the privacy policies. You further grant Longevity Life Advisors the right to use, create, and disclose de-identified and aggregated data derived from Your Individual Data for research, analytics, product improvement, and other lawful purposes, provided that such de-identified data cannot reasonably be used to identify You.
By uploading or entering data on or through the Services, you represent and warrant that: (i) the data is yours (you own it) and/or you have the right to use it and the right to grant Us the rights and license as provided in these Terms, and (ii) that the uploading of such data on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person or entity. We reserve the right to terminate the account of anyone found to be violating any privacy rights.
10. LIMITATIONS ON USE
You agree to the following restrictions on your use of the Services and Programs: (a) you shall not license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Services or Programs; (b) you shall not modify, make derivative works of, disassemble, reverse compile or reverse engineer any part or element of the Services or Programs; (c) you shall not access or use the Services or Programs in order to build a similar or competitive Service or Program; (d) Except as expressly stated herein, you shall not copy, reproduce, distribute, republish, download, display, post or transmit any part of the Services or Programs in any form or by any means; and (e) you shall not remove, authorize or permit any third party to remove any proprietary rights legend from the Services or Programs.
You further agree not to use any Services function to: (a) Upload, transmit, or distribute any computer virus, worm, or any software intended to damage or alter a computer application or data or to strip, scrape, or mine data from the Services; (b) Send advertising, promotional materials, junk mail, spam, or any form of duplicative or unsolicited messages, whether commercial or otherwise; (c) Interfere with, disrupt, or create an undue burden on servers or networks connected to the Services, or violate the regulations, policies or procedures of such networks; (d) Attempt to gain unauthorized access to the Services; (e) Misrepresent your identity or affiliation with any person, specifically including any individual; (f) Harass or interfere with another user's use of the Services; (g) Do any act that would be illegal, give rise to liability or otherwise violate any applicable law or this Agreement; (h) Upload or transmit any communication or content of any type that infringes or violates any right of any party; or (i) Post or transmit material that is or could be unlawful, obscene, defamatory, threatening, harassing, abusive, slanderous, false, misleading, hateful or embarrassing to any other person.
Longevity Life Advisors may fully cooperate with any law enforcement authority or court order related to use of the Services. In addition, and except as expressly described elsewhere in the Terms, content provided by Longevity Life Advisors on or used through its Services are the property of Longevity Life Advisors. You may not distribute, modify, transmit, reuse, download, repost, copy, or use such content, whether in whole or in part, for commercial purposes or for personal gain, without express advance written permission from Us.
11. ACCOUNTS
When you create a member account with us and/or our subcontractors, you guarantee that you are over the age of 18, and that the information you provide us is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on the Service.
You are responsible for maintaining the confidentiality of your account and password, including but not limited to the restriction of access to your computer and/or account. You agree to accept responsibility for any and all activities or actions that occur under your account and/or password, whether your password is with our Service or a third-party service. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of your account. Where available by our partners, We recommend that you use Multifactor Authentication (MFA) to keep your account confidential and private.
We reserve the right to refuse or deny access to any of the Services, terminate accounts, remove or edit content, or cancel orders in our sole discretion.
12. INTELLECTUAL PROPERTY
You acknowledge that Longevity Life Advisors (or its licensors or suppliers, where applicable) owns any and all right, title and interest, including all copyrights, patents, trademarks, and trade secrets and other intellectual property rights, in and to the Services, including the Programs, and the original content contained in the Services and Programs (excluding Content provided by users) and all other related components, features and functionality. These Terms does not constitute a sale and conveys to you no ownership right in the Services or Programs, or in any other Longevity Life Advisors intellectual property. All trademarks, logos, and service marks (“Marks”) displayed on the Services are the property of Longevity Life Advisors or its licensors, suppliers and other third parties. No license is granted to use any Mark, and you will do so only with the owner’s prior written consent.
Any copy, modification, revision, enhancement, adaptation, translation, or derivative work of, or created from, any part of the Services or Programs shall be owned exclusively by Longevity Life Advisors, and/or, as applicable, Longevity Life Advisors’s third-party vendors, as shall any and all patent rights, copyrights, trade secret rights, trademark rights, and all other proprietary rights, worldwide, therein and thereto. This includes any suggestion, idea, enhancement request, feedback, recommendation, or other information provided by you or any other person relating to the Services or Programs, and you hereby assign to Longevity Life Advisors any and all of your rights, title or interests in and to the foregoing.
13. THIRD PARTY LINKS, WEB SITES, PRODUCTS, OR SERVICES
Our Services may contain links to third-party web sites, products, or services that are not owned or controlled by Longevity Life Advisors. Longevity Life Advisors has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third-party web sites, products, or services used without the prior written consent of Longevity Life Advisors. You acknowledge and agree that Longevity Life Advisors shall not be responsible or liable, directly, or indirectly, for any damage, loss, liability or cost caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such third-party web sites, products, or services.
We strongly advise you to read and comply with the terms and conditions and privacy policies of any third-party web sites, products, or services that you visit or use.
14. TERMINATION
We may immediately terminate or suspend Your account and access to the Services, without prior notice, if We reasonably believe You have breached these Terms, violated applicable law, or engaged in conduct that is fraudulent, abusive, or harmful to Longevity Life Advisors, other Members, or the Services.
We may also terminate or suspend Your account without cause, in Our sole discretion, upon reasonable prior notice. If We terminate Your account without cause during a prepaid Subscription term, We will refund the prorated, unused portion of the fees You have already paid for that term. No refund is owed if Your account is terminated for the reasons described in the preceding paragraph, or if You terminate Your own account.
Except as expressly stated in this Section 14, You agree that We will not be liable to You for any termination, denial, modification, suspension, or discontinuance of the Services or any portion thereof.
If You wish to terminate Your account, please submit a written request as described in Section 23 (Contact Us). Cancellation of a Subscription renewal is governed by Section 6 (Direct Subscriptions) and Section 8 (Refunds).
All provisions of these Terms which, by their nature, should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, indemnification, and limitations of liability.
When Your account is terminated or otherwise ends, Your access to the Services and any Program ends on that date, and no further Program benefits will be available to You after that date. Following termination, Longevity Life Advisors may retain Your Individual Data in accordance with its Privacy Policy and applicable law, including for purposes of legal compliance, dispute resolution, and enforcement of these Terms. You may request deletion of Your Individual Data by contacting Longevity Life Advisors as described in Section 23 (Contact Us), subject to Longevity Life Advisors's retention obligations under applicable law.
15. INDEMNIFICATION
You agree to indemnify, defend and hold harmless Longevity Life Advisors, and its officers, directors, employees, partners, consultants, board members, and agents, successors and assigns of the foregoing (collectively, the “Indemnitees”) from and against any and all damages, claims, demands, penalties, suits, proceedings and liabilities (including reasonable attorneys’ fees and any other amounts required to be paid or payable to third parties in connection with such matters) that the Indemnitees may have alleged against them, incur, become responsible for, or pay out for any reason arising out of or resulting from your: (a) Use of the Services; (b) Violation of these Terms; or (c) Violation of applicable laws or regulations. Longevity Life Advisors reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify Longevity Life Advisors, with attorneys of its own choosing, and you agree to cooperate with Longevity Life Advisors’s defense of these claims. You agree not to settle any matter without Longevity Life Advisors’s prior written consent. Longevity Life Advisors will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.
16. LIMITATION OF LIABILITY
In no event shall Longevity Life Advisors, nor its officers, directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) Your access to or use of or inability to access or use the Services; (ii) Any conduct or content of any third party on the Services; (iii) Any content obtained from the Services; (iv) Unauthorized access, use or alteration of your transmissions or content; or (v) Any decision or action taken or not taken by You in reliance on information provided through the Services, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not We have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose. Your sole and exclusive remedy for dissatisfaction with the Services or any related functionality is to stop using it. If any part of this limitation of liability is found to be invalid or unenforceable for any reason, Longevity Life Advisors’s aggregate liability shall not exceed the lesser of one thousand dollars ($1,000.00) or the total fees paid by You to Longevity Life Advisors in the twelve (12) months preceding the event giving rise to the claim. The foregoing limitations shall not apply to liability arising from Longevity Life Advisors's gross negligence or willful misconduct, or to the extent prohibited by applicable law.
17. DISCLAIMER
17A. ASSUMPTION OF RISK AND INFORMED CONSENT
You acknowledge that the Services involve the collection, analysis, and reporting of genetic, genomic, proteomic, metabolomic, and other biological data ("Multiomics Data"), and that such data may reveal information about Your health risks, predispositions, or conditions that may be unexpected, unwelcome, or cause emotional distress. You understand and agree that:
(a) Multiomics Data and related reports are based on current scientific understanding, which is evolving, and the interpretation of results may change over time as scientific knowledge advances;
(b) The Services do not detect or predict all possible health risks or conditions, and a result indicating low risk does not guarantee the absence of a disease or condition;
(c) You are solely responsible for seeking independent medical advice before making any health, lifestyle, or treatment decisions based on information obtained through the Services;
(d) Longevity Life Advisors does not guarantee the accuracy, completeness, or clinical utility of any Multiomics Data or reports provided through the Services; and
(e) You voluntarily assume all risks arising from or related to Your use of the Services and the receipt and use of Multiomics Data and related reports.
BY USING THE SERVICES, YOU EXPRESSLY WAIVE AND RELEASE LONGEVITY LIFE ADVISORS AND THE INDEMNITEES FROM ANY AND ALL CLAIMS, DAMAGES, OR LIABILITY ARISING FROM OR RELATED TO YOUR RELIANCE ON INFORMATION PROVIDED THROUGH THE SERVICES, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
Your use of the Services and any Program is at your sole risk. The Services are provided on an “AS IS” and “AS AVAILABLE” basis. The Services are provided without warranties of any kind, whether expressed or implied, including, but not limited to, implied warranties of merchantability or fitness for a particular purpose, non-infringement, or course of performance. Longevity Life Advisors, its subsidiaries, affiliates, and its licensors do not warrant: (i) That the Services will function uninterrupted, secure or available at any particular time or location; (ii) That any errors or defects will be corrected; (iii)That the Services are free of viruses or other harmful components; (iv) The accuracy, completeness, correctness, timeliness or usefulness of any information, product, service or other material provided through use of the Services or on the Internet generally; or (v) That the results of using the Services will meet your requirements.
18. EXCLUSIONS
Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation of liability for consequential or incidental damages, so the limitations above may not apply to You.
19. GOVERNING LAW
These Terms shall be governed and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between Us regarding our Services and supersede and replace any prior agreements We might have had between Us regarding the Services.
Any dispute, claim, or controversy arising out of or relating to these Terms, the Services, or any Program, including their formation, applicability, breach, termination, enforcement, interpretation, or validity (each, a “Dispute”), shall be resolved by binding arbitration on an individual basis, rather than in court, except that (a) either party may bring an individual claim in small claims court, and (b) either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of that party’s intellectual property or confidentiality rights.
Before commencing arbitration, You and Longevity Life Advisors agree to first try, in good faith, to resolve the Dispute informally by giving the other party written notice (for Longevity Life Advisors, at info@longevitylifeadvisors.com; for You, using the contact information associated with your account) and negotiating for at least thirty (30) days.
If the Dispute is not resolved informally, it shall be settled by binding arbitration administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules then in effect (available at www.adr.org), except as modified by this Section 19. The arbitration will be conducted by a single, neutral arbitrator and, unless the parties agree otherwise, will be conducted by telephone, videoconference, or written submissions in lieu of a personal appearance. The arbitrator, and not any court, shall have exclusive authority to resolve any Dispute, including any dispute over the scope or enforceability of this arbitration provision, except that challenges to the enforceability of the class action waiver below shall be decided by a court. The arbitrator’s award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.
Longevity Life Advisors will pay the AAA filing, administrative, and arbitrator fees for any arbitration in accordance with, and to the extent required by, the AAA Consumer Arbitration Rules. Each party will otherwise bear its own attorneys’ fees and costs, except as the arbitrator may award under applicable law.
YOU AND LONGEVITY LIFE ADVISORS EACH AGREE THAT ANY DISPUTE WILL BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING. If a court or arbitrator determines that this class action waiver is unenforceable as to a particular Dispute or request for relief, then that Dispute or request (and only that Dispute or request) shall proceed in court and be severed from arbitration, and the remainder of this Section 19 shall remain in full force and effect.
You may opt out of this arbitration provision within thirty (30) days of the date You first become subject to these Terms by sending written notice to info@longevitylifeadvisors.com with your name, the email address associated with your account, and a clear statement that You wish to opt out of arbitration. If You opt out, neither You nor Longevity Life Advisors will be required to arbitrate Disputes, and either party may bring a Dispute in the state or federal courts located in Delaware, to whose personal jurisdiction You and Longevity Life Advisors each consent. Opting out of arbitration does not affect any other provision of these Terms, including the class action waiver in this Section 19, to the maximum extent that waiver is enforceable outside of arbitration.
This Section 19 shall survive termination of these Terms and of Your relationship with Longevity Life Advisors.
20. CHANGES
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material, We will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.
By continuing to access or use Our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Services.
21. COMPLIANCE WITH LAWS
We operate in compliance with all applicable federal, state, and local laws, rules, and regulations, including but not limited to the Americans with Disabilities Act (ADA), the Genetic Information Nondiscrimination Act (GINA), and relevant state nondiscrimination and privacy laws. By using our Services, you acknowledge that we maintain policies and practices designed to ensure accessibility, protect against discrimination based on genetic information or disability, and safeguard personal information in accordance with these laws. Nothing in these Terms shall be construed to limit your rights or our obligations under such laws.
Member genetic testing results are not entered into their medical records by Longevity Life Advisors and are not provided to insurance companies for any purposes, including but not limited to underwriting.
22. FORCE MAJEURE
Longevity Life Advisors shall not be liable for any failure or delay in performing its obligations under these Terms to the extent that such failure or delay results from circumstances beyond Longevity Life Advisors's reasonable control, including acts of God, natural disasters, epidemics or pandemics, war, terrorism, riots, government orders or actions, embargoes, labor disputes, power or telecommunications failures, cyberattacks, disruptions to laboratory or testing services provided by third parties, or interruptions of supply chains. In the event of any such delay, the time for performance shall be extended for a period equal to the duration of the force majeure event. If a force majeure event continues for more than ninety (90) consecutive days, Longevity Life Advisors may terminate the affected Services upon written notice and refund any prepaid fees attributable to the period after termination.
23. CONSENT TO ELECTRONIC COMMUNICATIONS
By using the Services or providing Your contact information to Longevity Life Advisors, You consent to receive electronic communications from Longevity Life Advisors, including emails, text messages, push notifications, and notices posted within the Services. You agree that all agreements, notices, disclosures, and other communications that Longevity Life Advisors provides to You electronically satisfy any legal requirement that such communications be in writing. You may withdraw Your consent to receive certain marketing communications at any time by following the unsubscribe instructions in those communications or by contacting Longevity Life Advisors as described in Section 23 (Contact Us), provided that You may not withdraw Your consent to receive transactional or legal notices required for the operation of the Services or enforcement of these Terms.
24. GENERAL PROVISIONS
You agree that regardless of any statute or law to the contrary, any claim arising in connection with your use of the Services must be brought within one (1) year of the date the event giving rise to such action occurred or be forever barred.
All provisions regarding indemnification, warranty disclaimers, limitation of liability, governing law and proprietary rights shall survive this document’s termination for any reason.
If any provision of this document is invalid or unenforceable, the remaining provisions will continue in full force and effect, and the invalid or unenforceable provision will be deemed superseded by a valid enforceable provision matching the intent of the original provision as closely as permitted by law.
No waiver of any right or provision of these Terms shall be effective unless in writing and dated and signed by the party to be charged with waiver. The failure to exercise or enforce any right or provision under these Terms shall not constitute a waiver of such right or provision.
These Terms are personal to you, and you may not assign them to anyone. These Terms are not intended to benefit any third party, including individuals who are not users, and do not create any third-party beneficiaries; and may only be invoked or enforced by you or Us.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND LONGEVITY LIFE ADVISORS EACH IRREVOCABLY WAIVE THE RIGHT TO A TRIAL BY JURY IN ANY ACTION, PROCEEDING, OR COUNTERCLAIM ARISING OUT OF OR RELATING TO THESE TERMS, THE SERVICES, OR ANY PROGRAM. THIS WAIVER APPLIES REGARDLESS OF WHETHER SUCH ACTION OR PROCEEDING IS BROUGHT IN ARBITRATION OR IN COURT, INCLUDING ANY DISPUTES THAT ARE SEVERED FROM ARBITRATION UNDER SECTION 19.
The Services and Programs are only available to members residing in the United States and with a valid U.S. mailing address (no PO Boxes).
25. CONTACT US
If you have any questions about these Terms, please contact Longevity Life Advisors at info@longevitylifeadvisors.com
